Most merchants are approved within 24–48 hours after submitting their application and recent processing statements. High-risk or regulated businesses (like cannabis, CBD, or medical) may require additional documentation, but our underwriting team works quickly to get you up and running fast.
Yes. CardPlicity integrates with over 50 platforms, including Shopify, WooCommerce, Clover, Open Dental, and custom APIs. We also provide custom integration support for proprietary software or medical/dental practice management systems.
We serve all industries — from traditional retail and e-commerce to high-risk sectors like cannabis, CBD, and nutraceuticals, as well as regulated fields such as medical, dental, and health & wellness practices. If you process payments, we can help you do it securely and compliantly.
Our analysts review your existing statements to identify hidden markups, unnecessary surcharges, and overbilled interchange fees. Then we build a custom pricing structure that fits your volume, card mix, and industry — often saving businesses 15–40% on total processing costs.
Absolutely. CardPlicity uses bank-level encryption, PCI DSS compliance, and HIPAA-aligned safeguards to protect sensitive payment and patient data. We partner only with trusted, U.S.-based gateways and processors to ensure your transactions remain secure and private at every step.
Unlike flat-rate processors, CardPlicity offers customized pricing, direct banking relationships, and personalized support. We specialize in industries that most processors turn away — including high-risk and regulated businesses — while maintaining the same modern technology and seamless integrations as mainstream platforms.
When it comes to credit card processing, it’s easy to get lost in the fine print. You see a “low rate” advertised — maybe 2.9% or 2.5% — but your monthly statement tells a very different story. The truth is, most businesses are paying far more than they think once all the extra fees, assessments, and surcharges are added in.
If you’ve ever been tempted by the promise of “2.6% + 10¢ per transaction”, you’re not alone.
Flat-rate processors like Stripe, Square, and PayPal have made credit card processing look effortless — but what most business owners don’t realize is that those “simple” rates often hide a long list of silent fees that add up quickly.

